Accepting Payments - Introduction to Payments AI

Payments AI is a powerful tool integrated within the ClickFunnels ecosystem, designed to simplify and streamline the process of accepting payments for your business. It serves as a multi-gateway solution that provides flexibility, automation, and seamless payment processing. In this article, we will introduce about Payments AI.

---

Table of Contents

• What is Payments AI?
• What are Some Advantages of Using Payments AI?
• Add the “Payments AI” App in the Workspace
• Register for a Payments AI Account
• Connecting a Gateway
• Prepare Your ClickFunnels Workspace to Accept Payments
  • Enable Billing Method in Workspace Settings
  • Enable Billing Method in Funnels
  • Completing the Setup
• Payments AI FAQs
• Related Articles

---

What is Payments AI?

Payments AI is a multi-gateway payment solution that allows users to manage payments from multiple payment processors in one central location. Whether you’re using Payments AI as a standalone gateway or in conjunction with other services like Stripe or PayPal, it offers a robust platform for managing transactions, automating processes, and applying complex rules for different customer segments.

Payments AI is especially useful for handling advanced scenarios, such as subscriptions, failed payments, or currency-based routing. It centralizes all your payment activities, providing a seamless experience for both you and your customers.

---

What are Some Advantages of Using Payments AI?

1. Multiple Gateways Routing:

   Payments AI allows for advanced gateway routing, where you can decide which gateway processes specific transactions based on rules you define. These rules can be based on customer location, currency, product, or transaction amount, ensuring flexibility in managing payments.

   Learn more about gateway routing rule in the Payments AI help center article Setting Up Payment Gateway Routing Rules.

2. Advanced Automation:

   With Payments AI, businesses can set up automation rules for handling different payment scenarios. For example, routing payments through different gateways or charging partial amounts based on transaction rules. This level of automation enables businesses to scale efficiently without manual intervention.

3. Advanced Subscription Dunning:

   Payments AI provides advanced tools for managing failed payments, known as subscription dunning. If a customer’s payment fails, you can create multiple automated rules to handle the scenario.

Back to Top

---

Add the “Payments AI” App in the Workspace

1. From the main menu on the left, click on + Add an App to navigate to the Apps page.

2. Scroll down until you find the Payments AI app, then click on it.

3. Confirm your selection by clicking the Add App button.

   

Learn more about “Apps” and how to add an “App” to ClickFunnels in the Adding Apps to Your ClickFunnels Workspace article.

Back to Top

---

Register for a Payments AI Account

When you click on the Payments AI app in your ClickFunnels workspace, you will be redirected to the Payments AI platform, where you can either log in with your existing credentials or create a new account. Here’s how to proceed:

1. If you have an existing Payments AI account:

   Simply log in and authorize your ClickFunnels workspace to connect with your Payments AI account.

2. If you don’t have an account:

   You’ll need to register for a new account on their website www.payments.ai. During the registration process, you will be prompted to enter essential details about your business to complete the setup. Once this step is finished, you’ll be taken to the Payments AI dashboard.

3. Authorize Your ClickFunnels Workspace:

   After logging in or completing registration, you will need to authorize your ClickFunnels workspace to connect with Payments AI. This allows the workspace to access your account for processing payments. Confirm your authorization by accepting the prompt as shown in the image.

   

Learn more about registering a Payments AI account in the their help center article Getting Started with Payments AI.

Back to Top

---

Connecting a Gateway

After setting up your Payments AI account, the next step is connecting a payment gateway. A payment gateway processes the actual transactions, such as customer credit card payments, ensuring your customers’ payments are handled securely.

Payments AI Supported Gateways:

Payments AI provides its own native gateway, along with several third-party gateways that offer flexibility in how you process payments. Below is a list of supported gateways:

1. Payments AI
2. Stripe
3. PayPal
4. NMI
5. Coinbase
6. Klarna

We understand how important Coinbase and Klarna are for your business. While Payments AI supports connecting both gateways, they are currently not compatible with the ClickFunnels Checkout element. Please know that our development team is actively working on integrating these features, and we truly appreciate your patience as we aim to deliver this functionality as soon as possible.

Once you connect a gateway, Payments AI can process payments either directly or route them through the connected third-party services based on your business preferences.

Back to Top

---

Prepare Your ClickFunnels Workspace to Accept Payments

To ensure you can collect payments across your ClickFunnels store and funnels, you need to complete the following steps:

Enable Billing Method in Workspace Settings

1. From the left side navigation, click on the Workspace Settings and select General.

2. Under Payment Settings, enable the desired billing methods (e.g., Credit Card, Apple Pay). This will allow payments to be collected across the entire workspace.

   

3. Once enabled, you can add products to your store, and customers will be able to complete the checkout process.

By enabling billing methods at the workspace level, you ensure that payment processing is activated for all relevant areas within your workspace.

Enable Billing Method in Funnels

1. Open the specific funnel you want to activate payments for.

2. Navigate to Funnel Settings and enable the billing methods (e.g., Credit Card, Apple Pay) under the Enabled Billing Payment Method Types section.

   

Enabling this within the funnel allows you to accept payments on that particular funnel’s checkout page.

Completing the Setup

Once you’ve enabled billing methods both in the workspace settings and the funnel settings:

• Create your products and add them to the store or funnel.
• Ensure that your checkout page includes the Checkout Element.
• Add the products to the checkout page, and you’re ready to accept payments from your users.

Learn more about how to create a product in ClickFunnels in the Products - How to Create and Manage Products article.

---

Payments AI FAQs

What payment gateways are supported by Payments AI?

Payments AI supports a variety of gateways, including its own gateway, Stripe, PayPal, NMI, Coinbase, and Klarna. However, at this moment, Coinbase and Klarna cannot be used with the ClickFunnels Checkout element.

What countries are supported for Payments AI?

ClickFunnels does not control or manage which countries are supported for collecting payments. You need to check the supported countries directly in Payments AI. The availability of supported countries will vary depending on the payment gateway connected within your Payments AI account. You can find more information in Payments AI help center article Merchant Account Supported Countries.

What are the costs associated with using Payments AI?

There is no cost to sign up for Payments AI. However, transaction fees and gateway fees apply when processing payments. For detailed information, please refer to the Payments AI pricing policy.

Can I connect Stripe or PayPal directly within ClickFunnels?

ClickFunnels can only process payments using Payments AI. You can connect Stripe and PayPal as gateways within your Payments AI account.

Can I manage orders in ClickFunnels, such as invoicing, refunds, or subscriptions?

Yes, you can view and manage orders from the Customers menu within your ClickFunnels workspace.

Is credit card information collected by ClickFunnels?

No, ClickFunnels does not collect or store users credit card information. Payment processing is handled directly by the payment gateway connected through Payments AI. When a customer makes a purchase, their payment details are securely transmitted to the respective payment gateway (such as Stripe, PayPal, or Payments AI) for processing. ClickFunnels ensures that no sensitive payment data is stored on its servers, which helps maintain the highest standards of data security.

What happens if a payment fails with Payments AI?

Payments AI provides subscription dunning tools to handle failed payments. You can set up automated rules to retry payments, charge different amounts, or apply discounts to successfully process the payment.

Do I need to link a payment gateway to each product in ClickFunnels?

No, ClickFunnels supports global products. This means you only need to create products once within your workspace, making them available across the entire workspace ( the store and funnels). When products are ready for use in the store and funnels, the checkout element will automatically use the payment gateways configured in Payments AI.

How does Payments AI handle multiple payment gateways?

Payments AI allows you to connect multiple gateways and route transactions through different gateways based on custom rules, such as the customer’s location, currency, or product purchased.

I am located in Europe. Is 3D Secure Payments supported?

Yes, 3D Secure Payments are supported. To enable this feature, you need to activate the 3D Secure option within your Payments AI Gateway settings. Once enabled, the 3D Secure verification modal will automatically be displayed during the checkout process when required, particularly for transactions originating from EU countries, ensuring compliance with European payment regulations.

Back to Top

---

Related Articles

• How to Use Payments AI within ClickFunnels
• How to Set Workspace Currency in ClickFunnels
• How to Manage Failed Payments with Subscription Dunning
• How to Test Orders in ClickFunnels Without a Payment Gateway
• Enable Apple Pay in ClickFunnels Checkout
• Products - How to Create and Manage Products

Back to Top